Online Retail Insurance is an important consideration for any internet e-commerce business who are selling products online. Online Retail Insurance is unlike many standard insurance products which shy away from offering this type of cover in respect of online retail businesses. They perceive a particular problem with regard to Products Liability Cover which is a key part of E-commerce / Online Retail Insurance.
What is online retail insurance?
If you sell products online you will be held responsible for any damage or injury resulting from their use, even if you sell on Third Party marketplace websites such as EBay & Amazon.
This is the case, even if you have not manufactured the items yourself as you could be liable for a compensation claim if the product bears the name of your business or if the manufacturer cannot be traced.
Whether you are selling products within the UK, USA or globally, online retail export supply chains can often be long and international. In addition, if you cannot identify whether or not the manufacturer has ceased trading, you can be held responsible for any of their products sold by your business.
We have designed bespoke online retail internet insurance packages including our Amazon Merchant FBA Retailer and EBay Sellers insurance programmes. We offer online business insurance quotes to cover online retailer insurance, cargo insurance dropshipping and shipping insurance, fulfilment centres and import insurance plus many other aspects of internet traders insurance.
Online retail insurance standard cover
- Products/Public Liability
- Stock – cover available from home as well as Third Party storage locations
Online retail insurance optional cover
- Cyber Liability
- Transit Insurance
- Office or Warehouse Cover
- Loss of Income
- Employers Liability
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